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Pre-Discharge Education
Money Management International can also provide you with the pre-discharge education that you will need. During the education program, our trained educators interact with participants to ensure that everyone benefits from the program. The program is designed to be a comprehensive course that covers a variety of financial and budgeting topics.

During the education program, you will receive tips and tools for wise money management and credit use. You will also discover how to:

  • Set achievable financial goals
  • Calculate net worth
  • Create a livable budget
  • Build a savings plan
In addition, the program facilitator will share with you how to obtain credit reports, establish or re-establish credit, dispute errors and protect yourself from identity theft. Each participant will receive four workbooks designed for use during and after the course for continued self-study.

Money Management International has a dedicated education division, the Centers for Financial Education (Centers), which will conduct all of the pre-discharge education programs. For your convenience, these programs are available by a variety of delivery methods including telephone and Internet. In-person programs are available in all of the local markets in which we operate. To visit our market locations or register for an upcoming pre-discharge education program, simply visit or call 1-877-895-2227.

The fee for participating in a pre-discharge bankruptcy course is $50.00 for single filers. For joint filers attending the same session in person or by telephone the cost is $75.00 or $50.00 via Internet. Money Management International will waive the bankruptcy pre-discharge course fee for debtors whose household income is equal to or less than 150% of the estimated poverty threshold for their applicable family size as published in the current Federal Poverty Levels Guidelines. If you feel your income is within these guidelines, please call 1-877-895-2227 for more information.

Upon completion of the program, you will be issued a certificate of participation. This certificate will allow you to proceed with the bankruptcy discharge process. It is our desire to make this delivery process as smooth and efficient as possible.

Trust the experts. Since 1958, Money Management International have counseled and educated over one million people. Together, we can help your clients improve their lives through financial education.
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*Approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of the Agency's services. EOUST regulations do not apply to residents of NC or AL. Approved to issue certificates evidencing completion of a financial management instructional course in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a Provider’s services.

The information provided throughout this website should be understood to be a general discussion of the subject matter and does not constitute a legal opinion about your particular situation. For further information or advice, consult a qualified attorney.

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